The biggest expense any of us face is housing. Our mortgage payment eats up a sizeable chunk of the monthly paycheck. But of course, it's not just the size of your home, but the location that can make the difference between something affordable, and something only the richest of the rich can afford. Here are the 10 hot spots in the U.S. right now, and no surprise here, they're all in either New York or California. 1. Palo Alto, California 94301 Derived from the Spanish for "tall tree," Palo Alto was named after a 1,000-year-old redwood tree. Just 35 miles south of San Francisco, and 14 miles north of San Jose, it's in a beautiful location. And the 67,000 residents who live there clearly...
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